Bookkeeping, handled
Clean monthly books, GST tracked, and a practical summary every month — for small businesses and sole proprietors who’d rather run the business than reconcile it.
100%
reconciled, every month
0
year-end surprises
1
person who knows your file
Why this exists
Bookkeeping isn’t really the product. What it produces is you looking at your business and knowing — not guessing — where you stand. That’s the actual point.
Most bookkeeping gets sold as a chore taken off your plate, and that’s fine as far as it goes — but it undersells what accurate, consistent books are actually for. When the numbers are right every month, you stop hedging decisions and start making them: pricing a job, hiring, taking a draw, whatever it is. That confidence is the return here, not just a tidy spreadsheet.
Who it’s for
Watermark works with small businesses and sole proprietors across just about any industry. If you invoice, spend, and file GST, you’re in the right place.
Services
Flat monthly retainers, never hourly. Start where you are — most people begin with a cleanup, then settle into a monthly rhythm.
Core
Transactions categorized, accounts reconciled, GST tracked, and a practical summary every month so you always know where you stand.
Onboarding
Messy or backlogged records brought current and year-end ready. Usually the first step before settling into a monthly rhythm.
Add-on
Payroll run properly — T4s issued and CRA remittances handled on time, so nobody’s chasing paperwork.
Optional
Get a handle on the household side too — a simple system for personal money, with TFSA and RRSP included, so it lines up with the business.
The approach
A partly-automated workflow handles the repetitive data entry, so more of your fee goes toward someone actually looking at your numbers and catching issues early — not retyping receipts. The point isn’t just fewer errors — it’s that what lands in front of you every month is something you can actually act on.
And because your business and household are often the same wallet, I can also help you get a handle on the personal side if you want it — so the two line up.
Automation does the grunt work
Bank feeds and receipt capture handle data entry, so it’s fast and accurate.
A human reviews the numbers
I actually read your books each month and flag anything that looks off.
Business & household line up
Optional coaching on the personal side, so both halves of your money agree.
How it works
We clean up or set up your books so everything’s accurate and in one place — a solid starting line.
Books kept current, GST and filings on time, and a short summary each month. No surprises, no quarterly panic.
Clean, organized files go straight to your accountant. No scramble, no shoebox, no last-minute stress.
Credentials & trust
E&O insured
Errors & omissions coverage in place before the first paid client.
In progressQuickBooks Online ProAdvisor
Certified on the platform your books actually live on.
Member, CPB Canada
Professional bookkeeper association membership.
Secure client portal
Financial documents move through an encrypted, secure portal — never loose or unencrypted email.
About
I have returned to the beginning where I started in bookkeeping and intended to be an accountant and changed direction into a successful 30-year career in Information Technology. Both fields require excellent problem-solving skills, and organized accounting is the same as organized data.
I’m local and insured, and I like knowing what actually makes a business tick, not just where the receipts are. I built this practice for owners who are excellent at what they do and would rather not spend Sunday night in a spreadsheet.
But the goal was never to take the books off your hands and have you forget they exist. It’s you looking at your numbers and actually trusting what they say. That’s the part I care about getting right.
Over 25 years in full-cycle bookkeeping — receivables, payables, payroll, and the books through to year-end trial balance — across food and manufacturing, retail and hospitality, non-profits and education, and property management. Sandra advises the practice on complex files and keeps the standards high. Not a second set of hands you’ll be billed for — a trusted second opinion behind the work.
Founding clients · 2026
Real names, businesses, and outcomes will live here as those clients come on board. If you’d like to be one of the first, the call’s a good place to start.
Become a founding clientBook a call
No pressure and no jargon. Tell me where things are at, and I’ll tell you honestly whether I’m the right person for it.
Book a discovery call →Prefer email? mark@watermarkbookkeeping.ca